We collect nonpublic information about you from the following sources:
• Information we receive from you on applications or other forms; and• Information about your transactions with us, our affiliates, or others.
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We may disclose the information we collect, as described above, to custodians of your assets. Such companies will be bound by the same privacy requirements to which we are adhering.
We restrict access to nonpublic personal information about you to personnel who are necessary or appropriate to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.